Most students know that
education beyond high school is key to many career fields and a route to
more job stability and income in the future. Just a few statistics to
According to the 2007 NASFAA Journal of Financial Aid: On
average, a person with a bachelor's degree will earn more than
a person with a high school diploma - over a lifetime it could be
over a million dollars more!
The 2009 median US earnings according to the Bureau of Labor
Those with a high school diploma earned $32,552/year
Those with a bachelor's degree earned $53,300/year
But it's not just about the income, college can also be a way to grow
as a person, expand your horizons, pursue your passion, and meet many
interesting people and lifelong friends. However, many students (and
parents) don't know that planning for college should
start many years before that first day of class. It is more than just
receiving that acceptance letter, but preparing in advance both
academically and financially. Fortunately, there are many great
resources available to help you meet your educational goals. If you
are still researching and making decisions about where to
attend, Financial Aid would encourage you to learn more about
CSU-Pueblo at our Go CSU-Pueblo
website. And for parents seeking information about CSU-Pueblo, also
check out the Colorado State University-Pueblo Parents page.
Resources for Students
Resources for Parents
If you are the
parent of a future undergraduate
- you play an important
role in the academic and financial success of your student. Here are
some tips from Financial Aid and TG
to help make the transition easier -
- Talk with your student about their college goals.
- Attend college and financial aid nights to learn more about the process
and ask questions.
- Never pay someone to complete or assist you in completing the
FAFSA - the application is
free to complete and there are lots of resources available to you
without paying someone for information.
- Be willing to provide your student with information to complete the
financial aid process (there are sections on the FAFSA that require parental information).
- Make sure your student completes the FAFSA and CSU-Pueblo Scholarship Application prior
to the March 1st priority deadline each year.
- Encourage your student to be involved on campus - there are plenty of
opportunities on campus to make connections and resources available for
assistance. The Center for Academic
Support Services, Student Health
Services, the Career
Counseling Center, and the Office of
Student Activities are just a few of the many resources available to
Please be aware there are limits to the amount of information you are able
to discuss with a member of Financial Aid due to FERPA
rules. The Family Educational Rights and Privacy Act (FERPA) (20
U.S.C. § 1232g; 34 CFR Part 99) is a Federal law that protects the privacy
of student education records. The law applies to all schools that receive
funds under an applicable program of the U.S. Department of Education, this
includes Colorado State University-Pueblo.
Financial Aid strongly encourages you to have your student take the
lead in gathering information and asking questions as it relates to their
finances and academics. However, if you foresee there will be a need
for you to assist on the student's behalf, please have your student
visit Financial Aid to sign a Consent to Release Information.
The Parent Loan for Undergraduate Students
parents who do not have an adverse credit history to borrow to pay the
education expenses of each child who is a dependent undergraduate student
enrolled at least half time. The interest rate is a fixed rate of 7.9% and
there is a fee deducted proportionately from each loan disbursement.
Credit checks are conducted to determine loan approval. If the loan is
denied the parent (borrower) will be notified once the application is
completed. Repayment on the PLUS begins 60 days after the final loan
disbursement for the period of enrollment for which the loan is
made, or borrowers may choose to defer payments until 6 months after
the date the student ceases halftime enrollment. Parents may borrow up to a
student’s full Cost of Attendance (COA), minus any other financial aid and
To apply for the PLUS loan, parents must complete the online PLUS
application & the Master Promissory Note. Both of these items can
be completed through www.studentloans.gov
. PLUS loan applications for the
13/14 academic year will be available starting June 1st.
Other Commonly Requested Information
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